Loan Letter Format for UK Student Visa

If you have availed an education loan for your study in the UK, you have to submit a loan sanction letter issued by your bank when you attend your visa interview. Unlike the funds maintained in your savings bank account, this loan need not be maintained for 28 days or any particular period. The date on the sanction letter can be even the day before your interview.

Following details are to be printed on the bank's letter head.

Your name and total amount sanctioned to you has to be printed very clearly followed by,

1. Name of the course
2. Name of the University
3. Rate of Interest
4. Repayment period
5. Margin amount
6. Co-applicants / Guarantors (if any)
7. Has a part of the loan already been disbursed?
8. Disbursement format
9. Are all formalities complete?
10. This sanction letter is valid till <date>

This letter should be attested with the bank's seal and branch manager's signature. If the letter head of the bank doesn't include the contact details of your branch, please enclose a business card of your branch manager. [This is just for verification about your account and loan by the British high commission which will not be done for everybody but in rare cases.]